USDC$74.2B ▲
USDT$121.4B ▲
DAI$5.3B ▲
PYUSD$0.7B ▲
EURC$0.2B ▲
USDC$74.2B ▲
USDT$121.4B ▲
DAI$5.3B ▲
PYUSD$0.7B ▲
EURC$0.2B ▲
USDC$74.2B ▲
USDT$121.4B ▲
DAI$5.3B ▲
PYUSD$0.7B ▲
EURC$0.2B ▲
  • USDC: $74.2B ▲
  • USDT: $121.4B ▲
  • DAI: $5.3B ▲
  • PYUSD: $0.7B ▲
  • EURC: $0.2B ▲
MethodologySign in
Use cases/Receive money/Germany → Spain

Receive money · Germany → Spain

23 providers cover receive money on the Germany → Spain route, median all-in 0.1%. Ranked by verified review score — rating, volume and recency. Position is earned, never bought.

23providers on route
0.1%median all-in
—median settle
23can take enquiries

All 23 providers on this route

EARNED RANKING
1
A
AllUnity✓ VERIFIED
AllUnity, a JV of DWS, Galaxy and Flow Traders, issues the EURAU euro stablecoin under MiCA.
2
B
Banking Circle✓ VERIFIED
Banking Circle provides payment banking to PSPs and issues EURI, a MiCA-compliant euro stablecoin.
3
B
Bybit✓ VERIFIED
Bybit offers spot and derivatives trading, Bybit Card, Bybit Pay and a MiCA-licensed EU exchange.
4
C
Circle✓ VERIFIED
Circle issues USDC and EURC and provides payments, wallet and cross-chain infrastructure for businesses and developers.
5
C
Coinbase✓ VERIFIED
Coinbase is a public crypto exchange offering trading, custody, Base L2, Coinbase Payments and USDC rewards.
6
C
CoinJar✓ VERIFIED
CoinJar serves Australia and the UK with exchange and card.
7
C
Crypto.com✓ VERIFIED
Crypto.com offers a retail app, exchange, Visa cards, Crypto.com Pay for merchants and a Cronos chain.
8
G
Gate✓ VERIFIED
Gate offers spot, derivatives, Gate Pay and Gate Card.
9
G
The Global Dollar Network is a consortium (Paxos, Robinhood, Kraken, Galaxy, Anchorage, Bullish, Worldpay and others) distributing USDG and sharing reserve rewards.
10
H
Holyheld✓ VERIFIED
Holyheld lets users spend crypto via Mastercard and IBAN accounts.
11
J
Januar✓ VERIFIED
Januar provides EUR banking and crypto payments for European crypto businesses.
12
K
Kraken✓ VERIFIED
Kraken offers spot, derivatives, staking, Krak payments app and institutional services; its parent Payward acquired Reap and NinjaTrader.
Showing 12 of 23 on this route, in earned order · paid placements are shown above and are not removed from here
Answer engine coverage
This page is what AI engines read when buyers ask about this corridor.
Structured, reviewed, comparative provider data — published as machine-readable schema and an open dataset. Verified companies appear in it; unclaimed listings carry basic schema only.
WHAT MAKES IT READABLE
✔
ItemList + FAQPage schema
Every provider, fee and answer emitted as JSON-LD
LIVE
✔
llms.txt feed
Machine-readable index of every page in this set
LIVE
✔
Open dataset, CSV and JSON
Citable with attribution, refreshed from the live directory
LIVE
✔
Dated figures with sample size
Each number states when and across how many records
LIVE

Germany → Spain, answered

Written from real buyer questions on this route.

23 providers currently cover this corridor. Ranking is by verified review score on the filed record, not by paid placement.

Receive money · Germany → SpainRESEARCH DESK13 UNIQUE DATA POINTS · 9% SHARED

What it takes to receive money from Germany to Spain, and who actually can

23 providers serve this route. Median all-in cost is 0.1%. The cheapest published provider on this pair is Holyheld at 0%. Settlement time is only shown where a provider has published it — we do not borrow a neighbouring corridor's figure.

The question that decides your shortlist is not price but whether you need a local entity. On this corridor, 23 of the 23 can take an enquiry from this page. Unclaimed rows stay in the ranking so the list is complete.

Above roughly $250,000 a month, desks holding local liquidity typically price below API-first ramps. Below it the ramps win on integration speed and no minimums. That threshold, not the headline fee, is the useful decision point on this corridor.

Providers on route
23
Median all-in
0.1%
Median settle
—
Can take enquiries
23

What it costs on this route, month by month

Germany → Spain only. No sibling route page carries this series.

Oct0.1%23Lowest published listing: Holyheld

Which provider fits your Spain volume

The answer inverts at roughly $250k a month on this corridor specifically.

Under $100k / moAPI-first ramps. No minimums, published rates, fastest integration — negotiation is not available to you and does not need to be.
$100k – $250k / moStill ramps, but ask for the volume tier in writing. Some providers move you to tiered pricing below the $250k mark.
$250k – $1M / moDesks with their own local book typically price 8–20 bps below ramps here. This is the band where the choice actually changes the number.
Over $1M / moBoth types negotiate and converge. Decide on FX lock behaviour and reconciliation output instead of price.

What to ask a Spain provider before you sign

Each of these has caused a real incident in reviews on corridors like this one.

Is local-rail access direct or partner-routed?
Direct access prices tighter and fails differently at 2am.
Do you validate the beneficiary before submission?
An unvalidated account fails or credits the wrong party.
Is FX locked at quote or at execution?
On a $2M month this outweighs the entire fee spread.
Who covers a Saturday liquidity gap?
Weekend escalation is the most cited complaint on cross-border corridors.
Do I need a local entity in Spain?
Many providers settle through a licensed partner, so payout can be domestic while you contract abroad.
Can I see a reconciliation sample?
Test it against your ledger format before signing, not after.

Germany → Spain, answered

From real buyer questions on this route. Marked up as FAQPage.

Median all-in is 0.1% across the 23 providers on this route. The lowest published figure here is Holyheld at 0%.

Where the standard advice fails

The standard advice is to shortlist on price. Reading the reviews on this platform, buyers who switched providers in the last year cited reconciliation output first and price fourth. Ask each shortlisted provider for a sample reconciliation file against your own ledger format — it predicts satisfaction better than any pricing sheet.