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PhotonPay
✓✓ VERIFIEDPayment OS for stablecoin and fiat businesses
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What PhotonPay does
PhotonPay offers multi-asset wallets, stablecoin and fiat acceptance, global payouts, FX and corporate cards from one platform.
Countries
5
Avg all-in fee
—
Median settle
T+0
Chains
3
Coverage matrix
Verified 10 Oct 2026 · self-reported, spot-checked
Categories
Not Provided
Use cases
paymentswalletinfrastructure
Top corridors
HK-SGHK-CNHK-GBHK-US
Assets
USDCUSDT
Chains
EthereumTronSolana
Licences
Not Provided
Local methods
SWIFTSEPA InstantACHFPS
Pricing
Filed by PhotonPay and cross-checked against buyer-reported transaction costs.
Under $100k / mo
-
Published rate, no minimum
$100k – $250k
-
Tier applied automatically
$250k – $1M
-
Negotiable from here
Over $1M
-
Quoted per account
All-in costFX spread plus payout fee, nothing elseNot Provided
Payout feePer local credit, regardless of sizeNot Provided
Monthly minimumNone on any tierNot Provided
Setup or onboarding feeWaived on all plansNot Provided
FX lockHeld from quote until settlementNot Provided
Failed payoutReturned in full, no fee retainedNot Provided
◐Headline all-in fee: Not Provided
Company & financials
Funding and corporate data from public filings and disclosures. Not investment advice.
UPDATED 10 OCT 2026
Total raised
$0.0
Latest round
-
Headcount
-
Founded
2015
Hong Kong
Funding history
Not Provided
Corporate
Legal entityPhotonPay
RegisteredHong Kong
EmployeesNot Provided
AuditNot Provided