R
Rail
✓✓ VERIFIEDStablecoin payments platform (now part of Ripple)
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What Rail does
Rail provided virtual accounts and stablecoin-powered cross-border payments; acquired by Ripple in 2025 and folded into Ripple Payments.
Countries
2
Avg all-in fee
—
Median settle
T+0
Chains
—
Coverage matrix
Verified 10 Oct 2026 · self-reported, spot-checked
Categories
Not Provided
Use cases
payments
Top corridors
CA-US
Assets
USDCUSDT
Chains
Not Provided
Licences
Not Provided
Local methods
ACHSWIFT
Pricing
Filed by Rail and cross-checked against buyer-reported transaction costs.
Under $100k / mo
-
Published rate, no minimum
$100k – $250k
-
Tier applied automatically
$250k – $1M
-
Negotiable from here
Over $1M
-
Quoted per account
All-in costFX spread plus payout fee, nothing elseNot Provided
Payout feePer local credit, regardless of sizeNot Provided
Monthly minimumNone on any tierNot Provided
Setup or onboarding feeWaived on all plansNot Provided
FX lockHeld from quote until settlementNot Provided
Failed payoutReturned in full, no fee retainedNot Provided
◐Headline all-in fee: Not Provided
Company & financials
Funding and corporate data from public filings and disclosures. Not investment advice.
UPDATED 10 OCT 2026
Total raised
$0.0
Latest round
-
Headcount
-
Founded
2021
Canada
Funding history
Not Provided
Corporate
Legal entityRail
RegisteredCanada
EmployeesNot Provided
AuditNot Provided