USDC$74.2B ▲
USDT$121.4B ▲
US→BR median fee0.38% ▼
New listings 7d0
MethodologySign in
Corridors/MENA/AE → ES

United Arab Emirates to Spain

17 providers cover United Arab Emirates → Spain at a median all-in cost of 0.10% — 16 with licence claims on file.

Providers
17
Median all-in
0.10%
Median settle
—
Licensed locally
16
MiCA — CASP authorisation direct or partner
Enquiries 30d
0
to providers on route
Enquiries · 6 months
0no briefs in last 30 days
Scope
Enquiries sent to any of the 17 providers on this route
Last 30 days
0 buyer briefs received
6-month total
0 across 6 months
0
0
0
0
0
0
MayJunJulAugSepOct
Route requirements
✔
Local payout in Spain
6 payment methods documented across 17 providers.
✔
United Arab Emirates funding route
17 providers list coverage originating from or into this pair.
✔
Regulatory coverage
16 of 17 providers publish at least one licence claim.
✔
Disclosed pricing
10 providers filed an all-in fee on this corridor.
Post an RFP for this route
The short answerCOMPUTED 28 OCT 2026 · 09:24 UTC

Sending AED to Spain on stablecoin rails costs a median 0.10% all-in, across 17 providers. The cheapest verified option is Backpack at 0.08% with direct SEPA Instant settlement. You do not need a Spain entity — 16 providers settle through a MiCA — CASP authorisation-authorised partner.

Cite: The Stablecoin HQ, AE→ES Corridor, 28 Oct 2026 (n=17 providers)
Methodology
Providers on this routeRanked by verified review score
1
A
AMINA Bank✓ VERIFIED
AMINA (formerly SEBA) is a FINMA-licensed bank offering crypto custody, trading and stablecoin banking.
2
B
Backpack✓ VERIFIED
Backpack runs a VARA-licensed exchange and self-custodial wallet; acquired FTX EU.
3
B
Binance✓ VERIFIED
Binance offers spot and derivatives trading, Binance Pay, P2P, earn products and a large stablecoin market.
4
B
BitGo✓ VERIFIED
BitGo provides qualified custody, wallets, trading and stablecoin issuance infrastructure; custodian of USD1.
5
B
Bitpanda✓ VERIFIED
Bitpanda offers crypto, stocks, ETFs and metals investing with MiCA authorisation and white-label Bitpanda Technology Solutions.
6
B
Bybit✓ VERIFIED
Bybit offers spot and derivatives trading, Bybit Card, Bybit Pay and a MiCA-licensed EU exchange.
7
C
Circle✓ VERIFIED
Circle issues USDC and EURC and provides payments, wallet and cross-chain infrastructure for businesses and developers.
8
C
Coinbase✓ VERIFIED
Coinbase is a public crypto exchange offering trading, custody, Base L2, Coinbase Payments and USDC rewards.
9
C
Crypto.com✓ VERIFIED
Crypto.com offers a retail app, exchange, Visa cards, Crypto.com Pay for merchants and a Cronos chain.
10
F
Flowdesk✓ VERIFIED
Flowdesk provides market making and OTC trading with MiCA authorisation.
11
G
Gate✓ VERIFIED
Gate offers spot, derivatives, Gate Pay and Gate Card.
12
G
Gemini✓ VERIFIED
Gemini is a NYDFS-regulated exchange and custodian with a credit card and the GUSD stablecoin.
Showing 12 of 17 providers
Cost distribution17 providers · all-in, $250K/MO band
0.20–0.35%
6
0.35–0.45%
1
0.45–0.55%
0
0.55–0.70%
2
0.70%+
0
Not disclosed
8

Self-reported pricing at the $250k – $1M band. 9 of 17 providers disclose an all-in fee; 8 have not published pricing at this band yet.

AE → Spain · corridor briefingRESEARCH DESK12 UNIQUE DATA POINTS · 11% SHARED

What it costs to move AED to Spain, and what drives the price

17 providers cover AE → Spain, and median all-in cost where disclosed is 0.10%. 15 document SEPA Instant on this route. 16 publish at least one licence claim for Spain.

When spreads are tight, structure separates providers: whether they hold local authorisation, whether FX is locked at quote or at execution, and whether reconciliation output matches your ledger without manual work. Buyers who switch providers usually cite the third, not the first.

Volume changes the answer. Below roughly $250,000 a month, API-first ramps usually win on integration speed and no minimums. Above it, desks with their own local book often price meaningfully tighter and will negotiate.

Providers
17
Median all-in
0.10%
Median settle
—
Locally licensed
16

All-in fee bands on this route

From provider-filed pricing on this corridor. Updated when commercials change.

0.20–0.35%
Providers: 6Share: 35%
0.35–0.45%
Providers: 1Share: 6%
0.55–0.70%
Providers: 2Share: 12%

Which provider type fits your volume

The answer inverts at roughly $250k a month. This is the single most useful rule on this route.

Under $100k / moAPI-first ramps. No minimums, fastest integration, published rates — negotiation is rarely available.
$100k – $250k / moStill ramps, but ask for the volume tier in writing before you assume published pricing applies.
$250k – $1M / moDesks with local liquidity in Spain often price below ramps here. This is the band where the choice actually changes the number.
Over $1M / moBoth types negotiate and often converge within a few basis points. Decide on FX lock behaviour and reconciliation output instead of price.

United Arab Emirates → Spain, answered

From real buyer questions. Marked up as FAQPage.

Median all-in cost is 0.10%. The lowest verified pricing comes from desks holding local Spain liquidity, which price from 0.08% above $250k per month.

Median settlement is not yet published across enough listings on this pair — ask each shortlisted provider for a documented credit time on your volume band.

What the median hides

The 0.10% median on this route summarises 10 disclosed quotes across a 52 basis-point spread. The midpoint alone will not pick your provider — what separates them is whether FX is locked at quote or at execution — on a $2M month that difference is worth more than the entire fee spread.