Hong Kong to Japan
3 providers cover Hong Kong → Japan — 2 with licence claims on file.
Sending HKD to Japan on stablecoin rails has live provider coverage, across 3 providers. The cheapest verified option is Gate at 0.10% with direct SEPA Instant settlement. You do not need a Japan entity — 2 providers settle through a MiCA — CASP authorisation-authorised partner.
Self-reported pricing at the $250k – $1M band. 1 of 3 providers disclose an all-in fee; 2 have not published pricing at this band yet.
What it costs to move HKD to Japan, and what drives the price
3 providers cover HK → Japan. 2 document SEPA Instant on this route. 2 publish at least one licence claim for Japan.
When spreads are tight, structure separates providers: whether they hold local authorisation, whether FX is locked at quote or at execution, and whether reconciliation output matches your ledger without manual work. Buyers who switch providers usually cite the third, not the first.
Volume changes the answer. Below roughly $250,000 a month, API-first ramps usually win on integration speed and no minimums. Above it, desks with their own local book often price meaningfully tighter and will negotiate.
All-in fee bands on this route
From provider-filed pricing on this corridor. Updated when commercials change.
Which provider type fits your volume
The answer inverts at roughly $250k a month. This is the single most useful rule on this route.
Hong Kong → Japan, answered
From real buyer questions. Marked up as FAQPage.
2 of 3 providers on this route have not published an all-in fee yet. That gap often means the route is under-reported rather than expensive — buyers who skip unmeasured corridors sometimes miss the least contested pricing.