USDC$74.2B ▲
USDT$121.4B ▲
US→BR median fee0.38% ▼
New listings 7d0
MethodologySign in

United States to United Arab Emirates

16 providers cover United States → United Arab Emirates at a median all-in cost of 0.60% and median settlement of 30m — 10 with licence claims on file.

Providers
16
Median all-in
0.60%
Median settle
30m
Licensed locally
10
MiCA — CASP authorisation direct or partner
Enquiries 30d
0
to providers on route
Enquiries · 6 months
0no briefs in last 30 days
Scope
Enquiries sent to any of the 16 providers on this route
Last 30 days
0 buyer briefs received
6-month total
0 across 6 months
0
0
0
0
0
0
MayJunJulAugSepOct
Route requirements
✔
Local payout in United Arab Emirates
6 payment methods documented across 16 providers.
✔
United States funding route
16 providers list coverage originating from or into this pair.
✔
Regulatory coverage
10 of 16 providers publish at least one licence claim.
✔
Disclosed pricing
7 providers filed an all-in fee on this corridor.
Post an RFP for this route
The short answerCOMPUTED 28 OCT 2026 · 11:44 UTC

Sending USD to United Arab Emirates on stablecoin rails costs a median 0.60% all-in and settles in 30m, across 16 providers. The cheapest verified option is Avici at About$1.00per$100spent(0%FX) with direct ACH settlement; the fastest is Ripple at instant credit. You do not need a United Arab Emirates entity — 10 providers settle through a MiCA — CASP authorisation-authorised partner.

Cite: The Stablecoin HQ, US→AE Corridor, 28 Oct 2026 (n=16 providers)
Methodology
Providers on this routeRanked by verified review score
1
A
Avici✓ VERIFIED
Avici bundles a self-custodial wallet, Visa cards and virtual USD/EUR accounts, plus Avici Business treasury and cards.
2
B
BitGo✓ VERIFIED
BitGo provides qualified custody, wallets, trading and stablecoin issuance infrastructure; custodian of USD1.
3
C
Circle✓ VERIFIED
Circle issues USDC and EURC and provides payments, wallet and cross-chain infrastructure for businesses and developers.
4
C
Coinbase✓ VERIFIED
Coinbase is a public crypto exchange offering trading, custody, Base L2, Coinbase Payments and USDC rewards.
5
C
Crypto.com✓ VERIFIED
Crypto.com offers a retail app, exchange, Visa cards, Crypto.com Pay for merchants and a Cronos chain.
6
G
Gemini✓ VERIFIED
Gemini is a NYDFS-regulated exchange and custodian with a credit card and the GUSD stablecoin.
7
H
HSBC✓ VERIFIED
HSBC offers tokenised deposit services and received one of Hong Kong's first stablecoin issuer licences in April 2026.
8
K
Kraken✓ VERIFIED
Kraken offers spot, derivatives, staking, Krak payments app and institutional services; its parent Payward acquired Reap and NinjaTrader.
9
M
Mastercard✓ VERIFIED
Mastercard offers Multi-Token Network, stablecoin card settlement and is acquiring BVNK.
10
O
OKX✓ VERIFIED
OKX provides spot and derivatives trading, OKX Wallet, OKX Pay and stablecoin payment cards.
11
O
OpenFX✓ VERIFIED
OpenFX provides a 24/7 FX liquidity network using stablecoin rails, with most transactions settling in under 60 minutes.
12
P
Paxos✓ VERIFIED
Paxos issues PYUSD (for PayPal), USDP, USDG (Global Dollar) and PAXG, and offers white-label stablecoin issuance and tokenisation.
Showing 12 of 16 providers
Cost distribution16 providers · all-in, $250K/MO band
0.20–0.35%
3
0.35–0.45%
1
0.45–0.55%
0
0.55–0.70%
2
0.70%+
0
Not disclosed
10

Self-reported pricing at the $250k – $1M band. 6 of 16 providers disclose an all-in fee; 10 have not published pricing at this band yet.

US → United Arab Emirates · corridor briefingRESEARCH DESK12 UNIQUE DATA POINTS · 11% SHARED

What it costs to move USD to United Arab Emirates, and what drives the price

16 providers cover US → United Arab Emirates, and median all-in cost where disclosed is 0.60% with median settlement at 30m. 13 document ACH on this route. 10 publish at least one licence claim for United Arab Emirates.

When spreads are tight, structure separates providers: whether they hold local authorisation, whether FX is locked at quote or at execution, and whether reconciliation output matches your ledger without manual work. Buyers who switch providers usually cite the third, not the first.

Volume changes the answer. Below roughly $250,000 a month, API-first ramps usually win on integration speed and no minimums. Above it, desks with their own local book often price meaningfully tighter and will negotiate.

Providers
16
Median all-in
0.60%
Median settle
30m
Locally licensed
10

All-in fee bands on this route

From provider-filed pricing on this corridor. Updated when commercials change.

0.20–0.35%
Providers: 3Share: 19%
0.35–0.45%
Providers: 1Share: 6%
0.55–0.70%
Providers: 2Share: 13%

Which provider type fits your volume

The answer inverts at roughly $250k a month. This is the single most useful rule on this route.

Under $100k / moAPI-first ramps. No minimums, fastest integration, published rates — negotiation is rarely available.
$100k – $250k / moStill ramps, but ask for the volume tier in writing before you assume published pricing applies.
$250k – $1M / moDesks with local liquidity in United Arab Emirates often price below ramps here. This is the band where the choice actually changes the number.
Over $1M / moBoth types negotiate and often converge within a few basis points. Decide on FX lock behaviour and reconciliation output instead of price.

United States → United Arab Emirates, answered

From real buyer questions. Marked up as FAQPage.

Median all-in cost is 0.60%. The lowest verified pricing comes from desks holding local AED liquidity, which price from About$1.00per$100spent(0%FX) above $250k per month.

Median 30m end to end. Providers that pre-fund AED locally credit in seconds; those converting per transaction take longer at weekends.

What the median hides

The 0.60% median on this route summarises 7 disclosed quotes across a 60 basis-point spread. The midpoint alone will not pick your provider — what separates them is whether FX is locked at quote or at execution — on a $2M month that difference is worth more than the entire fee spread.