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Stablecoin providers in Philippines

28 companies operate in Philippines. Open each profile for rails, licences and corridor coverage.

Providers
28
Median fee in
0.5%
Median settle
—
The short answerVERIFIED 29 OCT 2026

28 companies serve Philippines. Median cost into the market is 0.5%.

Cite: The Stablecoin HQ, Philippines coverage, 29 OCT 2026 (n=28 companies)
Providers covering Philippines
Ranked by verified review score
12 OF 28 SHOWN
1
B
Bitwage✓ VERIFIED
Bitwage lets employees and contractors receive wages in stablecoins and crypto.
2
B
Borderless✓ VERIFIED
Borderless connects stablecoin-enabled participating financial institutions into one multi-chain orchestration and liquidity network covering 113+ countries through a single API.
3
C
Checker✓ VERIFIED
Checker provides stablecoin payment infrastructure across Africa, Asia and Latin America; raised $8M seed in 2026 led by Galaxy Ventures.
4
C
Coins.ph✓ VERIFIED
Coins.ph is a BSP-licensed wallet and exchange supporting stablecoin remittances and PHPC peso stablecoin.
5
D
Deel✓ VERIFIED
Deel provides EOR, payroll and contractor payments including stablecoin withdrawals for workers.
6
F
Fazz✓ VERIFIED
Fazz is a payment infrastructure provider in Southeast Asia offering payment gateways, payouts and stablecoin infrastructure via its StraitsX platform.
7
G
GCash✓ VERIFIED
GCash offers payments and GCrypto (powered by PDAX), and has piloted stablecoin features.
8
H
Higlobe✓ VERIFIED
Higlobe offers USD transfers for businesses and freelancers using USDC and Circle Mint.
9
K
KAST✓ VERIFIED
KAST is a global money app to store, earn, move and spend stablecoins, with US/EU accounts (ACH, SEPA, wire) and Visa cards in 170+ countries.
10
L
Lightnet✓ VERIFIED
Lightnet bridges banks, fintechs and web3 with regulated cross-border settlement and local payouts across Asia.
11
M
Maya✓ VERIFIED
Maya offers banking, wallet and crypto trading in the Philippines.
12
M
Mento Labs✓ VERIFIED
Mento issues decentralised local-currency stablecoins such as cKES, cCOP, cREAL, cGHS and eXOF on Celo.
12 of 28 providers shown
Philippines · market briefingRESEARCH DESK11 UNIQUE DATA POINTS · 14% SHARED

How stablecoin payments work in Philippines in 2026

28 companies in this directory list coverage for Philippines. The practical question is not whether providers exist — it is which local rails they can credit and whether access is direct or partner-routed.

The practical question for a foreign platform is whether it needs its own local entity in Philippines. Many providers settle through a licensed partner, which can let you contract abroad while the beneficiary receives a domestic credit.

Pricing moves with liquidity and rail access. Median all-in cost into Philippines now sits at 0.5%. Treat any published figure as a starting point and get a live quote on your volume band.

Providers
28
Top rail
—
Median cost in
0.5%
Median settle
—

Settling in Philippines without a local entity

The mechanism, in the order it actually happens.

1
Fund in USD or stablecoin

You send to the provider's account or wallet. No local currency exposure in Philippines yet.

2
Provider converts against local liquidity

Rate is set here — ask whether it locks at quote or executes at credit.

3
Licensed partner receives local currency

This step removes the need for your own entity in Philippines when the provider holds or partners on a filed authorisation.

4
Domestic rail credit to the beneficiary

Arrives as an ordinary local transfer when the provider holds rail access. The recipient often never sees a cross-border payment.

Philippines, answered

From real buyer questions. Marked up as FAQPage.

Not necessarily. 28 providers list Philippines coverage; ask each whether they settle through a licensed partner or require your own entity.

Median all-in cost where disclosed is 0.5% across listed providers. Desks with local liquidity often price below API-first ramps above roughly $250k a month.

What most guides get wrong

Most guides tell you to look for a provider with a local entity in Philippines. In practice the entity matters far less than whether local rail access is direct or partner-routed. Ask which of the two you are buying before you compare headline fees.