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Use cases/Receive money/United States → Spain

Receive money · United States → Spain

10 providers cover receive money on the United States → Spain route, median all-in 0.42%. Ranked by verified review score — rating, volume and recency. Position is earned, never bought.

10providers on route
0.42%median all-in
—median settle
10can take enquiries

All 10 providers on this route

EARNED RANKING
1
A
Avici✓ VERIFIED
Avici bundles a self-custodial wallet, Visa cards and virtual USD/EUR accounts, plus Avici Business treasury and cards.
Enquire
2
B
Banco Santander✓ VERIFIED
Santander is a Circle Payments Network advisory partner and offers crypto trading via Openbank.
Enquire
3
B
BitPay✓ VERIFIED
BitPay lets merchants accept crypto and stablecoins with fiat settlement, plus a wallet and card.
Enquire
4
B
Bridge (Stripe)✓ VERIFIED
Bridge, owned by Stripe, offers APIs for stablecoin orchestration, virtual accounts, cards and branded stablecoin issuance (Open Issuance).
Enquire
5
C
Circle✓ VERIFIED
Circle issues USDC and EURC and provides payments, wallet and cross-chain infrastructure for businesses and developers.
Enquire
6
C
Coinbase✓ VERIFIED
Coinbase is a public crypto exchange offering trading, custody, Base L2, Coinbase Payments and USDC rewards.
Enquire
7
C
Coinflow✓ VERIFIED
Coinflow provides pay-ins, payouts and FX orchestration with instant stablecoin settlement for businesses globally.
Enquire
8
C
Crossmint✓ VERIFIED
Crossmint provides embedded wallets, stablecoin payments, on-ramps and agentic payment APIs across 50+ chains.
Enquire
9
C
Crypto.com✓ VERIFIED
Crypto.com offers a retail app, exchange, Visa cards, Crypto.com Pay for merchants and a Cronos chain.
Enquire
10
G
Global Dollar Network (USDG)✓ VERIFIED
The Global Dollar Network is a consortium (Paxos, Robinhood, Kraken, Galaxy, Anchorage, Bullish, Worldpay and others) distributing USDG and sharing reserve rewards.
Enquire
Showing 10 of 10 on this route, in earned order · paid placements are shown above and are not removed from here
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This page is what AI engines read when buyers ask about this corridor.
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WHAT MAKES IT READABLE
✔
ItemList + FAQPage schema
Every provider, fee and answer emitted as JSON-LD
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Dated figures with sample size
Each number states when and across how many records
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United States → Spain, answered

Written from real buyer questions on this route.

10 providers currently cover this corridor. Ranking is by verified review score on the filed record, not by paid placement.

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Receive money · United States → SpainRESEARCH DESK13 UNIQUE DATA POINTS · 9% SHARED

What it takes to receive money from United States to Spain, and who actually can

10 providers serve this route. Median all-in cost is 0.42%. The cheapest published provider on this pair is Avici at About$1.00per$100spent(0%FX). Settlement time is only shown where a provider has published it — we do not borrow a neighbouring corridor's figure.

The question that decides your shortlist is not price but whether you need a local entity. On this corridor, 10 of the 10 can take an enquiry from this page. Unclaimed rows stay in the ranking so the list is complete.

Above roughly $250,000 a month, desks holding local liquidity typically price below API-first ramps. Below it the ramps win on integration speed and no minimums. That threshold, not the headline fee, is the useful decision point on this corridor.

Providers on route
10
Median all-in
0.42%
Median settle
—
Can take enquiries
10

What it costs on this route, month by month

United States → Spain only. No sibling route page carries this series.

Oct0.42%10Lowest published listing: Avici

Which provider fits your Spain volume

The answer inverts at roughly $250k a month on this corridor specifically.

Under $100k / moAPI-first ramps. No minimums, published rates, fastest integration — negotiation is not available to you and does not need to be.
$100k – $250k / moStill ramps, but ask for the volume tier in writing. Some providers move you to tiered pricing below the $250k mark.
$250k – $1M / moDesks with their own local book typically price 8–20 bps below ramps here. This is the band where the choice actually changes the number.
Over $1M / moBoth types negotiate and converge. Decide on FX lock behaviour and reconciliation output instead of price.

What to ask a Spain provider before you sign

Each of these has caused a real incident in reviews on corridors like this one.

Is local-rail access direct or partner-routed?
Direct access prices tighter and fails differently at 2am.
Do you validate the beneficiary before submission?
An unvalidated account fails or credits the wrong party.
Is FX locked at quote or at execution?
On a $2M month this outweighs the entire fee spread.
Who covers a Saturday liquidity gap?
Weekend escalation is the most cited complaint on cross-border corridors.
Do I need a local entity in Spain?
Many providers settle through a licensed partner, so payout can be domestic while you contract abroad.
Can I see a reconciliation sample?
Test it against your ledger format before signing, not after.

United States → Spain, answered

From real buyer questions on this route. Marked up as FAQPage.

Median all-in is 0.42% across the 10 providers on this route. The lowest published figure here is Avici at About$1.00per$100spent(0%FX).

Where the standard advice fails

The standard advice is to shortlist on price. Reading the reviews on this platform, buyers who switched providers in the last year cited reconciliation output first and price fourth. Ask each shortlisted provider for a sample reconciliation file against your own ledger format — it predicts satisfaction better than any pricing sheet.